Energy Efficiency Financing for Low- and Moderate-Income Households: Current State of the Market, Issues, and Opportunities

This report provides an overview of energy efficiency financing programs nationwide—in both the single family (SF) and multifamily (MF) sectors—that are reaching LMI households. These households are defined in multiple ways—for example, for program qualification. For the purpose of examining sector characteristics, this report defines LMI households as those making less than 300 percent of the federal poverty level (FPL). Financing broadly refers to loans or products that enable investments in energy improvements in LMI households, which are recouped from the household over a schedule.