The owner of this newly constructed property installed high-efficiency Variable Refrigerant Flow (VRF) heat pump technology for heating, cooling, and humidity control. VRF heat pumps provide unmatched thermal comfort at a fraction of the operating cost of older electric heating systems. Cost and efficiency savings are shared between owners and residents who pay for in-unit electric heating and cooling. On average, residents pay 43% less for essential utilities than they would at a conventionally-designed property. Additional investments (such as LED lighting, low flow plumbing fixtures, and a planned 7.5 kWh co-generation unit) lower energy consumption and provide additional savings for the owner.